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About Our Agency

Henninger, Johnson & Layton Insurance Agency Inc. provides comprehensive insurance options with offices in Florence, AL, Tuscumbia, AL and Sheffield, AL, serving The Shoals Alabama, Tennessee and Mississippi.

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We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

The oldest locally owned insurance agency in the area

Johnsons Insurance Agency was established in the early 1960’s. In 1984, Johnson merged with Henninger and Layton to form our current agency. Milstead Insurance Agency, located in Sheffield, AL, merged with Henninger Johnson & Layton Insurance Agency Inc. in 2018 completing our team.

We are a local, family-owned, independent insurance agency specializing in home insurance, auto insurance, renters insurance, life insurance, church insurance, contractor insuranceworkers’ compensation insurance and general liability insurancewith offices in Tuscumbia, AL and Sheffield, AL.

Being independent means that our priority is you—not the insurance company. We represent many different insurance companies which offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage and service to all of our clients.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

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As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

At Henninger, Johnson & Layton Insurance Agency Inc., our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions with offices in Florence, AL, Tuscumbia, AL and Sheffield, AL, serving The Shoals Alabama, Tennessee and Mississippi.

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As an independent agency, we offer multiple options at competitive prices.

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